The more a person makes, the more the taxman takes. The successful business owner may soon find it necessary to earn two dollars in order to keep one.

How can you reduce the current income tax burden on earnings, and make sure you will have retirement income when you need it most?

By deferring part of your compensation until retirement you can substantially reduce the tax bite, because at retirement you are almost certain to be in a much lower tax bracket.

We can create an insurance program that provides tax-deferred growth for yourself, key individuals, or your company. Such a plan will provide a tax-free income for you and a tax-free death benefit for your family. Moreover, the plan will not have to be registered with Revenue Canada.